Grab World Technologies and its affiliates (hereinafter, “Grab World” or “we,” “us,” or “our”), have created this Privacy Policy to demonstrate our firm commitment to your privacy and the protection of your information. This policy outlines how Grab World and its subsidiaries manage information that may be used to identify you directly or indirectly (“Personal Information”) that you submit or that we collect and receive on our website. This includes any other websites and related mobile applications owned, operated, or controlled by us (referred to herein individually and collectively as the “website”), and related to your use of our web services and mobile applications (hereinafter collectively, “Services”). We provide the website and our Services to you subject to the following conditions (this “Privacy Policy”), which are subject to and incorporated by reference into our Terms and Conditions.

For the purposes of this Privacy Policy, Grab World is a controller (i.e., responsible party) for the practices described herein. Additionally, this Privacy Policy does not apply to the extent we process Personal Information in the role of a processor or service provider (as applicable) on behalf of our business customers. For more information about the privacy practices of a Grab World business customer or a customer affiliate, please contact the respective business customer directly. We are not responsible for the privacy or data security practices of our business customers, which may differ from those set forth in this Privacy Policy.

BY VISITING THE WEBSITE OR USING OUR SERVICES, YOU ACKNOWLEDGE AND AGREE THAT YOU HAVE READ THIS PRIVACY POLICY AND AGREE TO THE COLLECTION, USE, AND OTHER PROCESSING OF YOUR INFORMATION IN ACCORDANCE WITH THE PRACTICES DESCRIBED HEREIN. IF YOU DO NOT AGREE TO ALL OF THE TERMS, CONDITIONS, AND PRACTICES SET FORTH HEREIN, DO NOT ACCESS THE WEBSITE OR ANY OF OUR SERVICES.

2. California Consumer Notice of Collection
   This Policy is provided to all California residents and any other applicable individuals subject to this Privacy Policy.

3. Information Collection and Usage
   The types of nonpublic Personal Information that we may collect depend on which of our Services you are utilizing. We may collect the following types of Personal Information:

• Information we receive directly from you on applications, forms, and in other communications to us, including but not limited to identification information such as name, street address, e-mail address(es), telephone and facsimile number(s), website URL, social networking username or handle, demographic information, professional job title, company, and pages viewed/activity on GrabWorld.com.
• Information we collect about you or collect from third-party sources pertaining to your transactions with us, our affiliates, and others.
• Information obtained when verifying your registration when using our Services, including but not limited to username, password, and secret questions and secret answers for resetting passwords.
• Information we collect automatically from your browser or mobile device, including but not limited to Internet Protocol (IP) address, type of mobile device, mobile operating system, browser type, geographic location, referring website, connection speed, internet service provider, pages you visit and the information you request, and the date and time of your access.

Grab World uses the above-listed Personal Information only as permitted by law, including for the following purposes:

• To complete transactions and provide the Services authorized by you.
• For general business purposes, including but not limited to diagnosing problems with the website or application, sending you information about your account, providing you access to your account, notifying you of new products or applications being released, verifying your identity, determining and confirming your transaction limits, performing collections, troubleshooting problems, analyzing our products and services, enforcing our Terms and Conditions, protecting our rights and property, and customizing, measuring, and improving our Services.
• For other business purposes such as data analysis, identifying usage trends, determining the effectiveness of our Services, and enhancing, customizing, and improving our features, products, and Services.
• To comply with and enforce applicable legal requirements, agreements, and policies, or to prevent, detect, identify, investigate, respond, and protect against potential or actual claims, liabilities, prohibited behavior, and criminal activity.
• To develop and improve our marketing activities, including identifying new customer opportunities and sending marketing communications.
• To perform other activities consistent with this Privacy Notice.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. Message and Data Rates may apply. You can STOP messaging by sending STOP and get more help by sending HELP.

If you are no longer using our Services, we may continue to store and protect your Personal Information pursuant to this Privacy Policy and as required by law, including but not limited to the following purposes: risk management, regulatory compliance, and audits.

4. Information Sharing and Disclosure
   We may disclose, or in the past 12 months have disclosed, the Personal Information identified above in the following limited circumstances for business purposes:

• Partner Companies: We may disclose Personal Information with companies that are associated with us (e.g., companies that control, are controlled by, or are under common control with us). We may also disclose Personal Information collected between websites that we or our partners control.
• Organizations that Provide Services: We may disclose your Personal Information with companies that perform services for us, such as credit, product development, and data processing vendors. The information shared with these companies typically includes Personal Information necessary to process transactions on your behalf, conduct our operations, follow your instructions, or protect the security of our records.
• Potential Buyers: In the event we go through a business transition, such as a merger, another company acquires us or our affiliates, or we sell a portion of our assets, your Personal Information will, in most instances, be part of the assets transferred. Any successor entity shall be bound by terms and conditions reasonably similar to this Privacy Notice.
• Other Parties: We may disclose your Personal Information to comply with legal obligations, protect the legal rights of Grab World, its employees, agents, clients, and affiliates, protect the safety and security of visitors, or protect against fraud, with your consent, or as allowed by applicable law.

We generally do not sell, rent, lease, or disclose your Personal Information to third parties except with your consent or as described in this Privacy Policy.

We reserve the right to disclose Personal Information without your prior permission if we have a good faith belief that such action is necessary to: (i) protect and defend our rights, property, or safety, or that of our affiliates, other users of this website, or the public; (ii) enforce the Terms and Conditions or other terms for this website; or (iii) respond to claims that any content violates any law or the rights of third parties.

5. How We Protect Your Personal Information
   We have reasonable and appropriate technical and organizational measures in place to protect against the loss, misuse, and alteration of your Personal Information under our control. These steps include securing our facilities and implementing measures to safeguard Personal Information from unauthorized access. These measures are designed to provide a level of security appropriate to the risk of processing your Personal Information.

However, no security system is impenetrable. We cannot guarantee the security of our website or databases, nor can we guarantee that Personal Information you supply will not be intercepted while being transmitted to us over the Internet. We ask that you do your part by maintaining any usernames and passwords you use to access our Services strictly confidential.

6. Cookies and Other Tracking Technologies
   Every time you visit the website, our website’s server automatically collects information, including, in some instances, Personal Information, through cookies, web beacons, and other tracking technologies (collectively “cookies”). Cookies are small text files placed on your computer or mobile device when you visit a website, helping the website remember information about your visit. Some cookies are deleted once you close your browser (session cookies), while others remain even after you close your browser (persistent cookies).

Cookies on our website are generally divided into the following categories:

• Essential Cookies: These are necessary for the website to function, enabling you to navigate the website and use its features.
• Analytics Cookies: Analytics cookies provide us with information on how visitors interact with the website. This helps us understand metrics like visitor counts, page views, and more. We use Google Analytics cookies for this purpose.

We may use the information collected through cookies and related tracking technologies for the following purposes:

• To make our website easier to use and improve its performance.
• To gather metrics on how visitors interact with our website.
• For security reasons.
• To provide personalized content, storing preferences, language, device, and profile information for a seamless user experience.

You can manage cookie settings through your browser or device controls. However, disabling cookies may limit some website features.

7. Linked Third-Party Websites
   We may provide links to third-party websites solely for your convenience. However, this does not mean that Grab World endorses or controls those third-party websites. Grab World is not responsible for the content or privacy practices of third-party sites, and by following such links, you will leave our Services. Use of third-party websites is at your own risk.

8. Web Browser Do Not Track Signals
   At this time, our website is not configured to respond to browser “do not track” signals.

9. Data Retention
   We retain Personal Information for as long as necessary to fulfill the purposes for which it was collected unless a longer retention period is required by law. When we no longer need to process your Personal Information, we will either delete or anonymize it. If this is not possible